The Opportunity Mission is to provide opportunities for people in chronic poverty to improve their lives.

The Opportunity Strategy is to create jobs, stimulate small businesses and strengthen communities among the poor.

The Opportunity Method is to work through our indigenous partners to provide microfinance services, training and counsel.

The Opportunity Motivation is the call of Jesus to serve the poor.

The Opportunity Core Values are respect, commitment to the poor, integrity, stewardship and transformation.

The Opportunity Commitment is to serve men and women of all faiths and no faith.

Why We Are Different

With more than 35 years of experience in the microfinance sector, Opportunity International provides secure and affordable access to financial services to the entrepreneurial poor in Africa, Asia, Eastern Europe and Latin America.

We are motivated by Jesus Christ's call to serve the poor.

We are known within the industry for our culture of innovation, commitment to partnership and unwavering focus on serving the world's poor.

We have adopted a triple bottom-line approach, measuring success on three levels: transformation, outreach and sustainability.

With regard to transformation, we seek holistic change and aim to address the economic, social and spiritual aspects of our clients’ lives. Therefore, in addition to microfinancial services, we provide business and life skills training to support our clients as individuals, not just as loan recipients. We are able to sustain this integrated approach on a large scale (we have over 1.1 million clients) and in a cost effective method (our operational sustainability is 105%).

We offer a “hand-up” through banking services, not just a “handout.” Opportunity has created 18 banks that welcome poor clients who have more than 305,586 savings accounts. To make these savings accounts accessible to the poor, we offer low minimum balance requirements, secure digital fingerprint readers, and remotely-accessible mobile banks.

We have created the Micro Insurance Agency to provide low-income families with access to affordable insurance products. As the world’s first and largest insurance broker exclusively serving the global poor, the Micro Insurance Agency works with a range of organizations including World Vision, Habitat for Humanity, and Feed the Hungry to provide clients with access to life, property and health insurance. The agency currently covers over 3.5 million lives with average premiums as low as $1.50 a month for a family of five.